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- Issue 48: The Retirement Buzz
Issue 48: The Retirement Buzz
Foundations of Freedom & Wellbeing


RIDDLE OF THE WEEK
Q: What comes once in a minute, twice in a moment, but never in a thousand years?
(Answer at the bottom)
š§ HEALTH: Winter Walks and Warmer Hearts: The Circulation Secret

Cold weather often discourages movementābut winter walks can be a secret weapon for seniors.
According to the American Heart Association, walking just 30 minutes a day in brisk weather can boost circulation, lower blood pressure, and improve overall heart resilience by up to 20%.
š¶āāļø Additional Benefits:
Reduces joint stiffness (especially for those with arthritis)
Supports mood and mental clarity by increasing endorphins
Improves insulin sensitivity and immune response
Safety Tips for Winter Walking:
Walk during daylight for warmth and visibility
Wear shoes with strong traction (consider YakTrax or similar grips)
Dress in moisture-wicking base layers to avoid chills
š¬ Jim R., 67, from Spokane, WA, started walking with a neighbor each morning in January: "We donāt walk fast, but we walk steady. I sleep better, and my knees feel looser after just three weeks."
š Sources:
š° WEALTH: Outsmart Winter Utility Bills: How Retirees Can Stay Warm and Save

February often brings the harshest weatherāand the highest heating bills. But smart retirees are using energy audits, programmable thermostats, and state assistance programs to keep warm without breaking the bank.
š§¾ Key Savings Tactics:
Lower your thermostat 7ā10 degrees at night to save up to 10%
Seal drafty windows and doors with weather stripping
Use heavy curtains to insulate rooms naturally
Enroll in Low-Income Home Energy Assistance Program (LIHEAP) or local senior rebate initiatives
š¬ Donna S., 74, from Ohio, saved $142 last February by using her utilityās free energy checkup: "They gave me LED bulbs and helped me set my thermostat scheduleāsmall things, big difference."
š Sources:
Energy.gov: Tips for Winter Energy Saving
LIHEAP State Directory
š JOKE OF THE WEEK
Why donāt February calendars ever get into trouble?
Because they mind their dates! š
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ā¤ļø RELATIONSHIPS: Freedom Is Also Emotional: Let Go of Grudges This February

National Freedom Day (Feb 1) commemorates the signing of the 13th Amendment, which abolished slavery.
While it honors historical freedom, itās also a powerful reminder of personal emotional liberationāespecially in retirement.
šļø Emotional Freedom Practices:
Write a letter of forgiveness (you donāt need to send it)
Meditate on what grudge still takes up emotional space
Practice self-forgivenessāit often opens the door to forgiving others
š¬ Esther L., 70, from Birmingham, AL, wrote a letter to her estranged sister last year: "We still havenāt spoken. But writing it helped me stop carrying bitterness every day."
š Sources:
šØ HOBBIES: Crafting Your Story: Start a Personal History Project This Month

February is an ideal time to start your personal memory archive.
Whether itās a scrapbook, recipe journal, or voice recording, storytelling builds self-worth and connects generations.
š§µ Memory Project Ideas:
Interview your siblings or adult childrenāget their versions of family stories
Collect favorite sayings, family traditions, or funny memories into a keepsake notebook
Use free platforms like StoryCorps or Canva to create digital memory books
š¬ George T., 81, from Des Moines, IA, spent last February compiling his WWII-era family letters into a digital book for his grandkids: "I didnāt think theyād care, but they were fascinated. One even used it for a school history project."
š Sources:
š§ SPIRITUAL GROWTH: Stillness is a Choice: Slowing Down Without Losing Momentum

In a culture obsessed with productivity, February offers a counter-invitation: slowness as a spiritual act. The cold, the quiet, the grayāall reminders to rest and listen.
š§āāļø Practices for Intentional Stillness:
Mindful tea-making or coffee drinkingāfocus on each sensory detail
Fold laundry with your full attention and gratitude
Light a candle each morning and simply breathe for 3 minutes
š¬ Nina M., 69, from Portland, OR, began a daily stillness ritual in winter 2025: "I light a candle before breakfast. It reminds me the day doesnāt have to start in a rush. Itās my anchor."
š Sources:
Psychology Today: The Power of Stillness
š§© RIDDLE ANSWER
š Answer: The letter M.
š² SEASONAL RECIPE: Slow Cooker Sweet Potato & Lentil Stew

Warm, fiber-rich, and budget-friendlyāthis recipe is ideal for long winter afternoons.
Ingredients:
2 large sweet potatoes, cubed
1 cup dry lentils
1 diced onion
2 garlic cloves, minced
1 tsp cumin, 1 tsp cinnamon, 1/2 tsp smoked paprika
4 cups vegetable broth
Instructions: Place all ingredients in a slow cooker. Cook on low for 6ā7 hours. Stir occasionally. Serve warm with crusty bread or over brown rice.
š Bonus Tip: Freeze leftovers in single-serve containers for quick, nourishing meals on cold days.
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